Rays Micro Finance Institution provides Mobile Wallet platform for its customers known as Sahay Pay. The wallet contains Customer, Agent and Merchant feature in a single app. The wallet is well designed to accommodate necessary requirements for making payments, funds transfer, airtime purchase as much more. The wallet boasts of the following features1. Customera) Transfer Money to registered and unregistered user (peer to peer)b) Cash Withdrawal at Sahay Agent, Rays MFI branch (cash out)c) Airtime Purchase - Ethiotelecomd) Merchant Payments (Pay with Sahay)e) Bill Payments - (Ethiotelecom Postpaid, Ethiopian Airlines)f) Digital Micro Loang) Uqub/Hagbad/Tablebanking2. Agenta) Cash Deposit b) Cash Withdrawalc) Airtime Purchased) Customer Registratione) Customer PIN Resetf) Bill Payment3. Merchanta) Receive Cashb) Funds Transferc) Airtime Purchased) Bill PaymentThe wallet is convenient, fast and secure. Download the app to start enjoying transacting with Sahay Pay